Online Blackjack In Michigan

Blackjack games always attract numerous players and take a place among the most popular games at virtually any retail casino. Michigan’s legal online casinos offer players the chance to play blackjack from the convenience of a mobile or desktop device.

Online casino platforms put blackjack at the fingertips of Michigan players. Michigan’s online casinos offer many different blackjack variants to players in the Wolverine State.

The lineup includes live dealer blackjack games, which arrived in Michigan on July 22, 2021.

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Michigan Online Casinos With Blackjack:

How To Play Online Blackjack

How To Play Blackjack – The Basics

At the start of each hand of blackjack (after initial bets are made), the dealer deals two cards to each player, as well as two to themselves–one face up and one face down. The card that can be seen by all players is known as the “dealer’s card” (or “up card”), and the card facing down is the hole card.

Some people refer to the dealer’s card as the card that is “showing” and the hole card as “underneath.”

Each player around the table gets a chance to make decisions based upon the two cards they have in their hand, relative to what the dealer is showing. The blackjack strategy card gives the players the best mathematical advice on what to do in every situation.

Players who use the Blackjack Strategy Chart are helping themselves to keep the house edge on blackjack as close to 0.5% as possible.

Players may “stand”, or refuse to be dealt any more cards. They may “hit”–ask the dealer to deal them an additional card. Players may also “double down” (depending on the specific rules of the blackjack table) in order to double their initial bet in return for one and only one more card from the dealer.

Players with two similar cards in their hand also have the option to “split” those cards and play two hands (being required to match their initial bet) in order to have two chances to get as close to 21 as possible.

After every player has had their turn, the dealer has rules that must be followed to draw a hand. In most cases, the dealer must “hit” on every hand up to 16 and “stand” on every hand 17 and over.

Players whose hands are closer to 21 than the dealer win. Players who have the same points as the dealer “push” (or tie) and those players who have gone over 21 or have fewer points than the dealer lose.

Lucky players who are dealt a ten and an ace win with a “blackjack”, and depending on the rules of the table, get paid better than even money.

Where To Play Real Money Blackjack In Michigan

The game selection at Michigan’s legal online casinos includes many of the same games seen on the gaming floors of the state’s retail casinos.

Blackjack stands as one of the most popular table games at both retail and online casinos Blackjack players in Michigan can find plenty of games to choose from at the state’s legal mobile casino apps.

Golden Nugget Casino

Michigan players can find seven different blackjack games at their disposal on the Golden Nugget casino menu.

Live dealer blackjack debuted at Golden Nugget MI on July 22, 2021. Current live dealer blackjack options include five tables of Blakcjack Live, featuring American Blackjack.

Along with two different traditional American Blackjack games, Golden Nugget also offers the innovative Zappit Blackjack title. Zappit Blackjack allows players to receive two new cards, which replace your original hand.

You can only use the Zappit feature if your original hand adds up to 15, 16, 17, or 18. Other rules variations include a dealer push on 22.

Poker & Pairs and Multihand Blackjack also await players at Golden Nugget MI. Live dealer blackjack will likely eventually appear on the game menu as well.

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The BetMGM MI platform has emerged as the most popular online casino in Michigan. Eight different blackjack variants are currently live on BetMGM Michigan, including American Blackjack and Premium Blackjack Pro.

Live dealer titles debuted among BetMGM’s blackjack selections in July. BetMGM currently offers Blakcjack Live and Infinite Blackjack as live dealer titles.

First Person Blackjack changes the perspective of the game to a first-person view, offering something close to the experience of playing blackjack at a land-based casino.

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BetRivers offers one of the better selections of blackjack titles available to Michigan players. You can choose from six different variations of the game at BetRivers MI.

The games include American, Multi-Hand, Zappit, and Poker & Pairs Blackjack. Each of these ways to play blackjack put a different spin on the game.

Multi-Hand Blackjack, for instance, allows you to play several hands at a time, increasing the pace of the game and allowing for bigger wins (or losses) in a single round.

Live dealer blackjack was introduced at BetRivers MI on July 22, 2021.

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WynnBET stands as of the newest arrivals to the legal online casino industry in the US. An online gaming product under the Wynn Resorts banner, WynnBET offers a selection of blackjack games that rivals anything in the state.

WynnBET Michigan’s online blackjack selection includes seven different blackjack variants. One of the most unique games on the WynnBET menu, Poker & Pairs Blackjack, functions as an American Blackjack game with two available side bets on each hand.

After making the main bet, players can wager on whether their two cards will be dealt as a pair. The biggest payout comes from wagering on a suited pair.

The Poker side bets offer even bigger potential payout odds. These bets combine the player’s cards with the dealer’s upcard.

If the three cards together make a suited three-of-a-kind or three-card straight flush, the Poker side bet can pay off big.

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How To Play Live Dealer Blackjack In Michigan

Live dealer table games represent some of the most popular selections at online casinos. Golden Nugget introduced the format to the New Jersey online casino market in 2016

Evolution Studios brought live dealer blackjack to ten of Michigan’s online casinos on July 22, 2021. The list of online casinos that debuted live blackjack on that day includes:

Blackjack stands as one of the most popular table games available in the live dealer format. Live dealer blackjack features gameplay from a physical table, with a human dealer overseeing the action.

The dealer administers the game on the real-life table, and online players see the dealer, cards, and table through live stream. Players can interact with the dealer and other players, as the live dealer format offers the best of in-person and online gaming.

Michigan’s live dealer blackjack games can be found on platforms like Golden Nugget, FanDuel Casino, BetRivers, BetMGM, and TwinSpires.

Evolution Studios, the US leader in live dealer gaming technology, opened a live dealer studio in Michigan in July 2021.

Playtech, a London-based gaming company, also plans to set up shop with a live dealer studio in Michigan. Live dealer games will arrive at Michigan’s legal online casinos sooner rather than later, bringing one of the most popular forms of online gaming to Michigan players.

Playing Blackjack At Live Casinos In Michigan

MGM Grand Detroit

Online Partner: BetMGM Casino

Michigan’s highest-grossing casino doesn’t hold back when it comes to table games, with nearly 150 options on the casino floor. Included in that lineup are several different variants of blackjack.

The MGM Grand Detroit menu includes 6-to-5 Blackjack, which is a slight variation on the classic version of the game with 6-to-5 payouts on a blackjack. Other blackjack variants available at the casino include Perfect Pairs, Spanish 21, and High Tie.

MotorCity Casino Hotel

Online Partner: FanDuel Casino

Another of Michigan’s three Detroit-based commercial casinos. MotorCity Casino Hotel offers classic blackjack, as well as no less than five other variations of the game.

Those non-traditional variants include Spanish 21, a blackjack game with all 10s taken out of the deck, and slightly altered payout rules. Other games include TriLux, House Money, Super 4 Progressive, and Buster Blackjack.

FireKeepers Casino

FireKeepers Casino stands as one of the 23 tribal casinos located throughout Michigan. The property lies near Battle Creek and offers one of the biggest overall game selections among the state’s tribal casinos.

Blackjack games at FireKeepers Casino include the opportunity to make side bets for a chance to win the Super 4 Progressive jackpot. The side bet combines the player’s two cards with the dealer’s cards to make a four-card poker hand. If this hand results in a royal flush, the player wins the progressive jackpot.

How To Play Sweepstakes Blackjack Online In Michigan

Sweepstakes casino platforms offer the opportunity to play your favorite casino games and win cash prizes. Games at sweepstakes casinos don’t use cash as currency, and therefore don’t fall under the definition of real-money gambling.

Sweepstakes sites do offer the opportunity to win cash prizes, however. The casino games on these sites function as mini-sweepstakes games, and use “Sweeps Coins”, or sweepstakes credits, as currency. Sweeps Coins can then be redeemed for cash prizes.

Chumba Casino operates as the biggest US-facing sweepstakes casino site. The Chumba Casino platform offers both play money and sweepstakes versions of many casino games, including blackjack.

The play money side of Chumba Casino offers blackjack played with “Gold Coins” as currency. Gold Coins are strictly for use in Chumba Casino’s play money games and can be purchased at any time.

With Gold Coins purchases, players also receive an amount of Sweeps Coins as a gift. Sweeps Coins can be used in the sweepstakes games at Chumba Casino and redeemed for cash prizes.

The Sweeps Coins blackjack game at Chumba Casino plays almost identically to what you might find on the floor of a retail casino. Chumba Casino blackjack uses the classic 3-to-2 payout format, with the dealer standing on all 17s.

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How To Play Blackjack Online For Free

Free Blackjack Sites

Michigan players can enjoy several different ways to play blackjack for free, honing their skills before trying out the real-money version of the game.

Free blackjack sites can be found with a quick Google search. Some real-money online casinos also offer the opportunity to play some games for free, using play money credits.

Golden Nugget NJ, for example, offers a “Demo Play” option for several of its blackjack titles.

Playing With Friends

Another way to get a feel for the game is to get a deck of cards and deal a few blackjack hands with friends. This method allows you to learn the game in a comfortable environment, learning the rules and strategy before hitting the real-money tables.

Types Of Blackjack Online

American Blackjack

American Blackjack stands as the most popular way to play the game in US-based legal online casinos. All game selections titled as simply “Blackjack” at an online casino play with American Blackjack rules.

The player and the dealer each start with two cards, and the player must try to get as close to 21 as possible without going over. If the player’s hand beats the dealer’s hand without going over 21, the player wins.

Most American Blackjack games payout at 3-to-2 odds when the player hits a blackjack.

Live Dealer Blackjack

Live Dealer Blackjack, aka Live Blackjack, gives players the experience of in-person play, combined with the convenience of playing online.

Human dealers oversee the game from a real-life table, located in a secure studio. The action is streamed live to the player, as the dealer deals the game as they would on the floor of a land-based casino.

Live dealer games arrived at Michigan’s legal online casinos on July 22, 2021. Learn more about live dealer casino games in Michigan.

Unlimited Blackjack

Unlimited Blackjack allows an unlimited number of players in the game at the same time. The dealer deals just one single hand, and all participating players can choose to play the hand as they wish.

Unlimited Blackjack tables offer open seats at all times, and you’ll never have to wait to get in the game.

European Blackjack

European Blackjack plays much like American Blackjack, but the dealer only gets one card, face-up, to begin the game. In American Blackjack, the dealer gets two cards to start and automatically turns over their hand if dealt a blackjack, ending the hand and taking the player’s bet for the house.

In European Blackjack, the player completes all actions before the dealer gets a second card. This means the player can end up losing more money in a single hand, as a double down or split increases the player’s bet.

Like American Blackjack, if the dealer ends up making 21 with their initial two cards, the hand is over and the house wins.

Blackjack Rules In Michigan

  • The player and dealer are both dealt two cards. The player’s cards are both face-up, and the dealer has one face-up and one down card.
  • If the dealer’s face-up card is an ace or ten, the dealer checks the down card. If it makes a blackjack, the dealer turns over the hand and the house automatically wins.
  • If the dealer’s face-up card is an ace, the player is offered an Insurance bet. An Insurance bet amounts to half the total of the player’s original bet and pays out if the dealer has a blackjack.
  • If the dealer doesn’t have blackjack, the player has the option to hit (taking another card), stand (keep the hand as is), double down (double the amount of the bet), or surrender (end the hand without the dealer playing their hand, and lose only half the original bet).
  • If the player is dealt two of the same card, they can split, separating the paired hand into two separate hands, doubling the bet, and splitting the bet between the two hands. If Aces are split, each ace only gets one more card. Re-splitting a hand isn’t permitted.
  • The player continues until they either stand, or their card total goes over 21. Going over 21 results in a bust, resulting in a house win.
  • If the player stands, the dealer turns over their down card and starts taking more cards.
  • The dealer must hit on 16, and stand on 17. The dealer must hit on soft 17 (17 with one card as an ace).
  • If the dealer reaches a total between 17 and 21, and that total is more than the player’s total, the house wins. If the player’s total is higher, the player wins. A tie results in a push, returning the player’s bet.
  • If a player is dealt 21 with the first two cards, the hand is a blackjack, and the player is paid out at 3-to-2 odds on the original bet.
  • Aces count as either 1 or 11, and jacks, queens, and kings count as ten. Any hand with an ace can use the ace as either 1 or 11.

Blackjack Bonuses In Michigan

Deposit Match Bonuses

Many online casinos welcome new players with deposit match bonuses. This kind of bonus matches your initial deposit at an online casino with bonus money equaling a percentage of that deposit.

At Golden Nugget MI, for example, first-time depositors can enjoy a 100% deposit match bonus, up to $1,000. Collecting the bonus requires a 20x playthrough, meaning for every $20 wagered, $1 in bonus money is unlocked.

The playthrough requirement can only be fulfilled by playing certain games at Golden Nugget MI, so be sure to check the bonus terms and conditions to find out which games are eligible.

Risk-Free Day

Risk-Free Day offers allow new players to try out the games at an online casino and get a rebate on losses incurred during the first 24 hours of play.

At FanDuel Casino Michigan, for instance, new players can enjoy a risk-free day up to $1,000 after making their first deposit. The rebate only applies to losses up to $1,000, and the 24-hour period begins when you make your first wager at the casino.

Playing Legal Blackjack Online In Michigan

With Michigan’s state-regulated casinos debuting in January 2021, players in the Wolverine State enjoy access to several different brands. All of these mobile casino platforms offer secure and legal games, including blackjack, to players 21 and over located in Michigan.

The Michigan Lawful Internet Gaming Act mandates that all online casinos must operate in partnership with the state’s retail casinos. Michigan offers a multitude of online gambling options.

Online casinos function as extensions of Michigan’s retail casinos and therefore fall under the same regulations. The Michigan Gaming Control Board oversees the state’s three Detroit-based commercial casinos, while the National Indian Gaming Commission regulates Michigan’s 23 tribal casinos.

The gaming agencies in charge of overseeing Michigan’s casinos also regulateS the state’s online casinos. These regulatory bodies, as well as the casinos themselves, make the protection of customer funds and personal information a top priority.

Risks Of Playing At Offshore Sites

Offshore and illegal online gambling sites don’t operate under the regulation of any official tribal or state-level gaming regulation agency. Players depositing money at an offshore gambling site do so at their own risk.

Illegal gambling platforms have no obligation to protect your funds or personal information. Putting your money down at one of these sites brings the possibility of not getting that money back.

How To Play Blackjack At The Best Online Casinos In Michigan

Finding An Online Casino That Offers Blackjack

Blackjack stands as one of the most popular games at casinos around the world. Each online casino brand in Michigan will eventually offer plenty of opportunities to play blackjack.

Online casino brands operating in Michigan include Golden Nugget, FanDuel Casino, BetRivers, and BetMGM. All of these brands offer multiple different blackjack variants in other states, and Michigan players can expect the same.

Online Casino Mobile Apps And Browser-Based Clients

Most legal online casinos in other states offer their platforms as app downloads for mobile devices. Many of these brands include both an Android and an iOS version of their mobile apps.

Mobile casino apps for Android must be downloaded directly from the website of an online gambling site, as the Google Play store doesn’t allow downloads of real-money gambling apps. For iOS users, online casino apps can be found in the App Store.

The majority of legal online casinos also offer a web-based version of their platform, available through virtually any desktop browser.

Michigan’s online casinos can be accessed from anywhere within state borders. Geolocation technology allows an online casino to determine a user’s location when accessing the site.

Depositing Money To Play Blackjack

Michigan’s state-regulated online casinos accept several different deposit methods. ACH/eCheck, credit/debit cards, PayPal, eWallets, prepaid cards, and wire transfer represent some of the different ways to get money into an online casino account.

In-person cash deposits will present another way to fund an account. This method requires a visit to the casino cage of the retail property licensing an online casino.

Choosing A Blackjack Game

The online casinos operating in Michigan will load up the game menu with several different variants of blackjack in the coming months. The most common offering is American Blackjack, with 3-to-2 payouts for making a blackjack and the familiar rules of the most-played variant of blackjack in the US.

Some casinos alter the rules and payouts of American Blackjack. These rules variations can change the blackjack payout odds to 6-to-5, for example.

Perfect Blackjack (aka Perfect Pairs), Unlimited Blackjack, Spanish 21, and Multi-Hand Blackjack all play with variations on standard American Blackjack rules. Clicking on the “Info” or “?” tab during an online blackjack game brings up an overview of the rules of that variant.

Michigan Blackjack Overall Score
Reader Rating2 Votes
Licensed by Michigan Gaming Control Board
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Blackjack In Michigan FAQs

Is online blackjack legal in Michigan?

Yes. Online casinos became legal in Michigan with the passage of the Lawful Internet Gaming Act in December 2019. Michigan’s legal online casino launched in early 2021.

Michigan’s legal mobile casinos will eventually include plenty of blackjack games, including live dealer blackjack. Online blackjack games are legal, as long as they’re offered at a state-regulated online casino.

How old do I need to be to play blackjack online in Michigan?

21 or over. Michigan’s online gambling laws set the minimum age at 21 for playing at the state’s online casinos. This age applies to online casinos offered by both commercial and tribal properties.

Some tribal casinos set the minimum playing age at 18 or 19 for in-person gaming, but all Michigan online casinos require players to be 21 or older.

Do online casinos in Michigan offer live dealer games?

Yes. Michigan’s online casinos introduced live dealer games on July 22, 2021.

Golden Nugget, FanDuel Casino, BetMGM, BetRivers, and TwinSpires are among the brands operating in Michigan that offer live dealer games.

How do I register to start playing online blackjack?

Players 21 and over can register for an online casino account by either downloading an online casino’s mobile app, or navigating to the casino’s website. From there, new players can sign up for a new account with just a few easy steps.

Online casinos generally require proof of identification and age, as well as a valid email address, to sign up for a new account. Once registered, depositing funds might require a few other verification details.

How do odds work when playing real money blackjack online?

Most blackjack games payout a 3-to-2 odds when a player hits a blackjack. A blackjack occurs when the first cards a player is dealt add up to 21.  All other hands that add up to 21 payout at even money, as do all other winning hands.

Insurance bets generally payout at 2-to-1 odds. An insurance bet can only be made if the dealer is showing an ace as their face-up card, and the bet amount is usually half of the player’s original wager.

These odds are different in some blackjack variants, but in general, the payout odds for blackjack and insurance are displayed on the table.

Can I play real money blackjack on my mobile phone or tablet?

Yes. Most real-money online casinos offer their platforms as mobile apps for Android and iOS devices, as well as on desktop browser.

Android users can find some real-money casino apps at the Google Play store. If you can’t find a particular online casino app at the Google Play store, you can download it directly from an online casino’s website.

For iOS users, online casino apps can be found in the App Store.

Are online blackjack sites legit in Michigan?

Yes, if they’re one of Michigan’s legal, state-regulated online casino sites. All legal online casinos in the state operate as extensions of Michigan’s commercial and tribal casinos.

Michigan’s land-based casinos can collaborate with gaming technology companies in their online casino offerings. Any online gambling site operating outside of these partnerships is illegal.

About the Author

Geoffrey Fisk

Geoff Fisk is a San Diego-based freelance writer, specializing in the poker and gambling industries. He’s written for numerous platforms and has traveled the globe as a live poker tournament reporter. Geoff’s interests include the legal online poker industry in the U.S. and abroad.