Depositing At An Online Gambling Site In Michigan

Michigan launched online gambling apps in January 2021. Michigan players have a variety of options for how to deposit at online gambling sites in Michigan. This includes the ability to deposit at online casinos, sportsbooks, and poker apps.

These online platforms will offer several convenient deposit methods. Deposit options include ACH/eCheck, PayPal, Play+ Prepaid card, debit/credit cards, and many others.

Players can deposit on state-regulated gambling sites knowing their money is safe. Offshore sites and other illegal gaming platforms cannot promise the same level of security.

Michigan’s Best Online Gambling Sites

Legal Online Gambling Site Ways to Access Deposit Options Cashout Options
Golden Nugget Casino Apple iOS App, Android App, Desktop Browser ACH/eCheck, PayPal, Play+ Prepaid, Debit/Credit Cards, PayNearMe, Casino Cage, Wire Transfer PayPal, Play+ Prepaid, Check by Mail, Casino Cage, Wire Transfer
DraftKings Sportsbook Apple iOS app, Android app, Desktop browser ACH/eCheck, PayPal, Play+ Prepaid, Debit/Credit Cards, Casino Cage ACH/eCheck, PayPal, Check by Mail, Casino Cage
FanDuel Sportsbook Apple iOS app, Android app, Desktop browser ACH/eCheck, PayPal, Play+ Prepaid, Debit/Credit Cards, Casino Cage ACH/eCheck, PayPal, Check by Mail, Casino Cage
BetRivers Apple iOS app, Android app, Desktop browser ACH/eCheck, PayPal, Play+ Prepaid, Debit/Credit Cards, PayNearMe, Casino Cage ACH/eCheck, Play+ Prepaid, PayPal, Casino Cage
FOX Bet Sportsbook Apple iOS app, Android app, Desktop browser ACH/eCheck, PayPal, Play+ Prepaid, Debit/Credit Cards, PayNearMe, Casino Cage, Wire Transfer ACH/eCheck, PayPal, Casino Cage, Skrill

Read more: Michigan’s Best Online Casinos

Read more: Michigan’s Best Online Sports Betting Sites

Deposit Methods For Michigan’s Online Gambling Sites


Electronic check deposits offer one of the most convenient ways to fund a legal online gambling account. This method drafts an eCheck from your valid bank account, and instantly sends it through an Automatic Clearing House (ACH) for approval.

The ACH/eCheck method puts your deposit into your player balance instantly. This method does occasionally get declined by the bank but goes through around 80 percent of the time.

Credit/Debit Cards

Most of Michigan’s upcoming online gambling apps accept all major credit and debit cards for deposits. This method is easy to use but comes with a somewhat high rejection rate.

Even for deposits at legal online gambling sites, some banks won’t allow debit/credit cards to be used for gambling-related transactions.


PayPal offers one of the most reliable and accepted ways to fund a legal online casino or sportsbook account. Using PayPal takes you through a few extra steps versus some of the other deposit methods, but PayPal deposits come with a nearly 100% success rate.

Play+ Prepaid

Almost all prepaid cards are accepted at legal online gambling sites, but several platforms offer their own version of the Play+ Prepaid card. This card links directly to your online account and allows for instant deposits and withdrawals.

What Deposit Options Are Available For Apple iOS Users?

Using the iOS app version of an online casino or sportsbook doesn’t limit the deposit options available. At Golden Nugget Casino, for example, all of the deposit methods available on desktop can be used on the iOS app as well.

Apple Pay is not an option for online gambling deposits for now, as Apple doesn’t allow that method for gambling-related transactions.

What Deposit Options Are Available For Android Users?

Android users can find all of the available deposit methods offered by an online casino or sportsbook on the Android app version of the platform.

As of March 2021, real-money gambling apps are available for download on the Google Play store. However, since they are approved on a case-by-case basis, it may take some time before all of the major online gambling operators are listed. If you’re unable to find your app of choice, simply go to the official sportsbook website and download the app from there.

How Do Casino Cage Deposits And Withdrawals Work In Michigan?

You can almost always fund an online gambling account by visiting the land-based casino partner associated with an online platform and making a cash deposit at the casino cage. This method isn’t the most convenient, as it requires a physical trip to the casino.

To find out which retail casinos are partnered with online brands, take a look at the MichiganSharp online casinos and online sportsbook pages.

Methods To Withdraw Money From An Online Gambling Site

Many online gambling platforms accept ACH/eCheck for both deposits and withdrawals. This method offers one of the fastest and most reliable ways to cash out, with withdrawals generally completing in 3-5 business days.

PayPal presents another safe, convenient, and reliable method for getting paid from an online casino or sportsbook account. Play+ Prepaid allows for instant transfer of funds from an online gambling site onto your site-branded prepaid card.

Credit and debit cards are generally not available as withdrawal methods, as most online platforms accept this method for deposits only.

Casino cage pickup is always an option for withdrawals as well but means you have to take a trip to the casino licensing an online platform.

How To Deposit At Online Gambling Sites

  1. Finding a legal online gambling app – More than a dozen legal online sportsbooks and casinos are on their way to the Michigan market. Check out MichiganSharp’s online casino and online sportsbook overviews to help you choose where you want to play.
  2. Register for an account – Once you’ve chosen an online gambling platform, the registration process requires a few steps. The online casino or sportsbook will ask for identification documents (via photo upload) and valid email address, and it will also use geolocation technology to verify your location in Michigan.
  3. Deposit – Once registered, navigate to the cashier to make your first deposit. The cashier is sometimes labeled as “Banking Info,” “Deposit,” or something similar.
  4. Place bets – Once you’ve registered and made your first deposit, you’re free to explore all of the different sports available at the online sportsbook and place wagers.

How To Cashout At Online Gambling Sites

  1. Navigate to the cashier – The cashier tab is where you’ll find all of the available methods for both deposits and withdrawals at your chosen online gambling site.
  2. Choose your withdrawal method – Many of the methods offered for deposits can also be used for withdrawals at state-regulated online casinos. ACH/eCheck, PayPal, and Play+ Prepaid present some of the most convenient and reliable ways to cash out. Debit/credit cards cannot generally be used to withdraw.
  3. Allow 3-5 business days for the transaction to complete – After making a withdrawal, the cashout usually in your account within 3-5 business days. Online casinos and sportsbooks automatically withhold taxes on wins of $5,000 or more.

How To Take Advantage Of Bonus Offers When Depositing

Virtually all legal online gambling platforms offer ways for players to earn bonus betting credits. These promotions often come in the form of welcome bonuses, which are one-time offers available for new players immediately after sign up.

To find the bonus offers at a chosen platform, find the “Promotions” link in the main lobby. This link is often either at the very top or all the way at the bottom of the main page.

At FanDuel Sportsbook, for instance, the “Promotions” link displays at the top of the main lobby. Clicking on that link brings up a page of around a dozen different bonus offers, both for new and returning players.

Clicking on the “Learn More” tab at the bottom of each offer gives an expanded look at the promotion. From there, be sure to click on the “Terms & Conditions” link to understand how to fulfill the requirements needed to earn the bonus.

Visit: Best Sportsbook Bonus Offers In Michigan

Visit: Best Online Casino Bonus Offers In Michigan

Is My Money Safe At Online Gambling Sites In Michigan?

Michigan’s legal online gambling sites introduced state-regulated mobile casino games, sports betting, and poker to the Wolverine State. These legal online gambling sites offer myriad advantages over playing at offshore and other illegal gambling sites.

Deposits and withdrawals at legal mobile gambling sites are legal financial transactions. These transactions are secured by both the banks and the casinos facilitating the transactions.

The Michigan Gaming Control Board (MGCB) stands as the government agency that regulates Michigan’s online gaming sites. The oversight of this agency ensures your ability to cash out when you win.

Offshore online gambling sites don’t offer that same level of security when it comes to your money. When you deposit at an illegal gambling site, there are no legal measures in place to promise the return of that money when you try to cash out.

In the case of a dispute about your money, the MGCB offers detailed protocols on how to file a patron complaint.

Common Questions About Depositing At Michigan’s Online Gambling Sites

How old do I need to be to bet online in Michigan?

At least 21. Michigan’s online gambling laws require players to be 21 or older to play at an online casino, sportsbook, or poker site. This age applies to products licensed to both commercial and tribal casinos.

While tribal casinos can set the minimum gambling age lower than 21 for visitors to their land-based casinos, Michigan gaming law mandates a minimum age of 21 for all online gambling.

Who regulates online gambling apps in Michigan?

The Michigan Gaming Control Board (MGCB) regulates online casino apps licensed to commercial casinos in the state. This regulatory body functions as a government agency to ensure accountability and fair practice from Michigan’s casinos.

What happens if my credit card is declined at an online gambling app?

Credit and debit card deposits do get turned back by issuing banks sometimes, but when that happens you still have several other deposit methods at your disposal.

PayPal and Play+ Prepaid offer the highest acceptance rate among the different deposit methods. ACH/eCheck presents another convenient and reliable deposit option.

How do I know Michigan’s online gambling sites will pay me if I win?

Michigan’s online casinos function as extensions of land-based commercial and tribal casinos in the state. Just as those retail casinos are legally obligated to pay out when a player wins, legal online casinos have to do the same.

In case of any kind of disagreement, players can file a patron dispute with the MGCB.

How quickly will I be paid when I withdraw from my online casino account?

Most of the methods available for withdrawals have a turnaround time of 3-5 business days. That timespan goes from the moment you request the withdrawal to when the money shows up in your bank account.

Can I use Apple Pay to deposit at an online gambling site in Michigan?

No. Apple doesn’t allow for real-money gambling transactions using Apple Pay. That doesn’t mean a deposit at a state-regulated online gambling site in Michigan is illegal, however.

The available deposit methods at Michigan’s online casinos include ACH/eCheck, PayPal, Play+ Prepaid, credit/debit cards, and a few others.

About the Author

Geoffrey Fisk

Geoff Fisk is a San Diego-based freelance writer, specializing in the poker and gambling industries. He’s written for numerous platforms and has traveled the globe as a live poker tournament reporter. Geoff’s interests include the legal online poker industry in the U.S. and abroad.